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Claims Agent Job Description

What does a Claims Agent do?

A Claims Agent is responsible for gathering and processing claims made by clients. They typically work for insurance companies or financial institutions, and their main role involves investigating claims, verifying client information, assessing damage or loss, and determining liability. They work closely with clients to ensure that their claims are resolved promptly and fairly. They must have excellent communication skills to explain complex procedures and policies to clients. They also maintain accurate records of claims and work with other departments within the organisation to identify potential fraudulent claims and ensure compliance with regulatory requirements.

Our Claims Agent job description includes the Claims Agent responsibilities, duties, skills, education, qualifications, and experience.

Claims Agent Example


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If you need an example job description for a Claims Agent download the one below, alternatively we have many other Banking and Insurance job description samples and a job description library with over 3000 job descriptions templates that you can download for free.

What does a Claims Agent do?

A Claims Agent is responsible for assessing and processing insurance claims in an efficient and timely manner. They provide advice and assistance to customers throughout the process, ensuring that all claims are handled fairly and in line with company policy. Working with insurers and other professionals, they investigate and evaluate claims, review documentation, assess liability and make decisions on the amount of compensation to be paid. Claims Agents must be able to work well under pressure and have excellent communication and problem-solving skills.

Claims Agent Role Purpose

The purpose of a Claims Agent is to investigate, assess and process insurance claims in order to determine their validity and amount of compensation due. A Claims Agent is responsible for gathering and verifying facts, interviewing witnesses and claimants, evaluating the evidence, and making a decision on the outcome of the claim. They must also provide advice to claimants on the applicable insurance policies and procedures, and handle customer service inquiries. In addition, a Claims Agent must also keep accurate records of all claims and maintain a high level of customer service.

Claims Agent Role

A Claims Agent is responsible for assessing and settling insurance claims on behalf of customers. This involves gathering evidence and documentation, evaluating the claims, and providing a fair resolution to the claimant. They must possess excellent customer service and communication skills, as well as the ability to think analytically and make accurate decisions.

Claims Agent Duties

  • Handle customer enquiries related to insurance and compensation claims
  • Assess claim submissions for accuracy and completeness and decide on next steps
  • Communicate with customers to update them on progress of claims
  • Investigate and negotiate settlements with customers
  • Review, process and pay out claims quickly and efficiently

Claims Agent Requirements

  • Excellent customer service skills
  • Ability to communicate effectively with claimants and colleagues
  • Proficient in IT systems and processes
  • Knowledge of legal and regulatory requirements
  • Ability to effectively manage and prioritize workload

Claims Agent Skills

  • Customer service
  • Problem solving
  • Administrative duties
  • Excellent communication and interpersonal skills

Claims Agent Personal Traits

  • Strong customer service focus
  • Excellent communication skills
  • Empathetic and patient attitude
  • Organised and methodical approach
  • Ability to work under pressure

How to write a Claims Agent Job Advert

Use our job advert template to write a job advert for posting on job sites and job boards. Our job advertising templates are carefully created to help you reach your audience and beat the competition to the best talent.

A job description informs the reader about a job, whereas a job advert’s main objective is to sell the job opportunity to attract as many suitable applicants possible. A job advert maybe the first touch-point a candidate has with your company so it is important to create a great impression.

Job Advertisements should enticing, so considering using short, exciting language which get the reader’s attention.

How to write a Claims Agent Job Description

To write a job description, we recommend starting with a job description template from our job description library, which contains examples for 800+ positions and professions. Our job description examples include a job summary with duties and responsibilities and skills and requirements, which can be personalised for your job vacancy.

Job Description Advice - Guidance on How to Personalise a Claims Agent Job Specification

The hiring process and recruiting new employees to fill your key roles requires a degree of personalisation if you are to attract the best employees in a competitive employment market. The right person for a crucial role or more senior roles will likely have other employers targeting them. As your job description will be the first point of contact, you need to nail your pitch and provide the best possible service.

Job Description Tips - Help on formatting a Claims Agent Job Specification

When creating your bespoke description and advert, you should cover and promote these points:

Job title: This should accurately reflect the role and include keywords that top talent might be using to search for jobs.

Job duties: The day to day duties, such as administrative tasks, which vary depending on the company and inform the candidate if they can complete the role.

Technical skills: These are the hard skills required through training, such as proficiency with Microsoft Office.

Soft skills: These include the interpersonal skills and general abilities the right candidates will possess. For example, the competency to prioritise multiple tasks, handle customer queries and customer complaints, work alone, or build a good relationship with coworkers.

The company's culture: Highlighting your company culture and values ensures employees thrive and find outstanding job satisfaction. Candidates that are not the right fit won’t waste their time completing the application process, meaning you can focus on qualified individuals and hire in a more timely manner.

Career progression: Including the career path will entice candidates looking for career growth. 

Training and development programs: Smaller companies may need employees with previous experience or provide educational assistance over internal training offered by larger organisations with more significant resources. 

Employee benefits: Compensation and benefits often fail to appear in job ads and while you may want to hold your cards close to your chest, failing to include them is a mistake. Consider answering common questions, such as working hours and paid leave. Researching the average salary for the role in these early stages will ensure you don’t waste your interviewer’s and the candidate’s time.

Skill gaps: Your company may need to bring in new skills beyond those required to complete the key role and duties. Thinking on an organisational level can be beneficial when contemplating skills diversity.

Legal requirements: Ensure your job advert and description does not ask for inappropriate or discriminatory personal details, such as age, marital status, or religion.

How to Hire a Claims Agent

Once you have selected your Job Description download it or convert it to a Job Advert. From here you can post/advertise your job across our network of job boards. If you wish to use the job description for a CV Template click through for advice and Convert to a CV

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