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Claims Investigator Job Description

What does a Claims Investigator do?

A Claims Investigator is responsible for examining insurance claims and determining their legitimacy. They are responsible for gathering and reviewing documentation, interviewing witnesses, and conducting research to determine the facts surrounding a claim. They work closely with insurance adjusters, law enforcement officials, and other professionals to investigate claims thoroughly. The ultimate goal of a Claims Investigator is to prevent fraudulent claims from being paid out to insured individuals, while ensuring that legitimate claims are processed in a timely manner and resolved fairly. They must have strong analytical and communication skills to effectively assess and investigate claims.

Our Claims Investigator job description includes the Claims Investigator responsibilities, duties, skills, education, qualifications, and experience.

Claims Investigator Example


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If you need an example job description for a Claims Investigator download the one below, alternatively we have many other Banking and Insurance job description samples and a job description library with over 3000 job descriptions templates that you can download for free.

What does a Claims Investigator do?

A Claims Investigator is responsible for conducting investigations into insurance claims to determine their validity and the amount of compensation to be paid. The role requires strong analytical and investigative skills and an ability to work independently. The Claims Investigator will interview claimants and witnesses, review documents, inspect sites, research records and compile reports. They must be able to assess evidence to determine the validity of the claims, identify any fraudulent activity and ensure the fair settlement of claims. The Claims Investigator must be highly organised and be able to work to tight deadlines. They must also be able to communicate effectively with clients and colleagues.

Claims Investigator Role Purpose

The purpose of a Claims Investigator in the United Kingdom is to investigate insurance claims to determine the validity of the claim and to ensure the claimant is entitled to the compensation they are seeking. The investigator may be required to collect evidence, review documents, interview witnesses, and conduct background checks to ensure accuracy. The investigator will then assess the information and make a recommendation to the insurance company regarding the outcome of the claim.

Claims Investigator Role

A Claims Investigator is responsible for examining and verifying insurance claims to assess the validity of a claim before it is paid out. They may conduct interviews, investigations and research to identify any evidence that could help to verify a claim, and may also liaise with insurers and legal professionals to ensure that claims are processed in a timely manner.

Claims Investigator Duties

  • Interview witnesses and claimants
  • Conduct in-depth investigations
  • Gather evidence and documentation
  • Analyse data and draft reports

Claims Investigator Requirements

  • Good knowledge of the legal system
  • Excellent investigative, analytical and problem solving skills
  • Ability to work independently and in a team environment
  • Excellent communication and interpersonal skills
  • Ability to work under pressure and to tight deadlines

Claims Investigator Skills

  • Researching and gathering evidence
  • Interviewing witnesses and claimants
  • Analytical and problem-solving skills
  • Excellent communication and interpersonal skills
  • Accuracy and attention to detail
  • Organisational and time management skills

Claims Investigator Personal Traits

  • Excellent communication and interpersonal skills
  • Strong analytical and problem-solving skills
  • High-level of attention to detail
  • Ability to remain calm under pressure
  • Organizational skills
  • Ability to work independently

How to write a Claims Investigator Job Advert

Use our job advert template to write a job advert for posting on job sites and job boards. Our job advertising templates are carefully created to help you reach your audience and beat the competition to the best talent.

A job description informs the reader about a job, whereas a job advert’s main objective is to sell the job opportunity to attract as many suitable applicants possible. A job advert maybe the first touch-point a candidate has with your company so it is important to create a great impression.

Job Advertisements should enticing, so considering using short, exciting language which get the reader’s attention.

How to write a Claims Investigator Job Description

To write a job description, we recommend starting with a job description template from our job description library, which contains examples for 800+ positions and professions. Our job description examples include a job summary with duties and responsibilities and skills and requirements, which can be personalised for your job vacancy.

Job Description Advice - Guidance on How to Personalise a Claims Investigator Job Specification

The hiring process and recruiting new employees to fill your key roles requires a degree of personalisation if you are to attract the best employees in a competitive employment market. The right person for a crucial role or more senior roles will likely have other employers targeting them. As your job description will be the first point of contact, you need to nail your pitch and provide the best possible service.

Job Description Tips - Help on formatting a Claims Investigator Job Specification

When creating your bespoke description and advert, you should cover and promote these points:

Job title: This should accurately reflect the role and include keywords that top talent might be using to search for jobs.

Job duties: The day to day duties, such as administrative tasks, which vary depending on the company and inform the candidate if they can complete the role.

Technical skills: These are the hard skills required through training, such as proficiency with Microsoft Office.

Soft skills: These include the interpersonal skills and general abilities the right candidates will possess. For example, the competency to prioritise multiple tasks, handle customer queries and customer complaints, work alone, or build a good relationship with coworkers.

The company's culture: Highlighting your company culture and values ensures employees thrive and find outstanding job satisfaction. Candidates that are not the right fit won’t waste their time completing the application process, meaning you can focus on qualified individuals and hire in a more timely manner.

Career progression: Including the career path will entice candidates looking for career growth. 

Training and development programs: Smaller companies may need employees with previous experience or provide educational assistance over internal training offered by larger organisations with more significant resources. 

Employee benefits: Compensation and benefits often fail to appear in job ads and while you may want to hold your cards close to your chest, failing to include them is a mistake. Consider answering common questions, such as working hours and paid leave. Researching the average salary for the role in these early stages will ensure you don’t waste your interviewer’s and the candidate’s time.

Skill gaps: Your company may need to bring in new skills beyond those required to complete the key role and duties. Thinking on an organisational level can be beneficial when contemplating skills diversity.

Legal requirements: Ensure your job advert and description does not ask for inappropriate or discriminatory personal details, such as age, marital status, or religion.

How to Hire a Claims Investigator

Once you have selected your Job Description download it or convert it to a Job Advert. From here you can post/advertise your job across our network of job boards. If you wish to use the job description for a CV Template click through for advice and Convert to a CV

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