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Insurance Appraiser Job Description

What does an Insurance Appraiser do?

An Insurance Appraiser is responsible for determining the value of a damaged property or vehicle which is covered under an insurance policy. They visit the site of damage to inspect and evaluate the extent of the damage, analyze insurance policies, research the market for replacement value and determine the cost of repairs. They also negotiate settlements with customers, service providers, and insurance companies. An Insurance Appraiser ensures that all claims are handled fairly and according to industry regulations, while ensuring that the interests of the insurance company are protected.

Our Insurance Appraiser job description includes the Insurance Appraiser responsibilities, duties, skills, education, qualifications, and experience.

Insurance Appraiser Example


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If you need an example job description for an Insurance Appraiser download the one below, alternatively we have many other Banking and Insurance job description samples and a job description library with over 3000 job descriptions templates that you can download for free.

What does an Insurance Appraiser do?

An Insurance Appraiser is responsible for assessing the value of property or items for insurance purposes. They must be knowledgeable in the markets and trends of different items as well as the details of the insurance policies in which they are appraising for. The job involves conducting research, collecting data, preparing reports and making recommendations to insurers. Insurance Appraisers must be able to accurately interpret the insurance policies, evaluate the items and make a fair and reasonable assessment of their value. They must have excellent communication and interpersonal skills to be able to clearly explain their findings to clients, insurers and other stakeholders.

Insurance Appraiser Role Purpose

The purpose of an insurance appraiser is to assess the value of property and other items in order to determine the amount of insurance coverage needed or to settle claims following damage due to fire, theft or other causes. They provide accurate estimates to insurers and policyholders on the value of items such as cars, jewellery, antiques and other valuable items. They may also inspect and assess damage to property and possessions, and advise on the best and most cost-effective way to repair or replace them.

Insurance Appraiser Role

An Insurance Appraiser is responsible for determining the value of property, vehicles, and other assets for the purpose of insurance claims. They must assess the damage or destruction of property, examine records, and investigate previous losses to assess value. They must also liaise with claimants and insurance providers to ensure accurate and fair settlements.

Insurance Appraiser Duties

  • Carry out assessments of buildings, goods and vehicles to determine their value
  • Inspect and document damages
  • Calculate the cost of repairs and the value of the item
  • Present reports of the assessment findings

Insurance Appraiser Requirements

  • Excellent written and verbal communication skills
  • Knowledge of insurance policies and procedures
  • Proficiency in using computer software
  • Ability to work collaboratively
  • Ability to accurately assess the value of items

Insurance Appraiser Skills

  • Excellent communication and customer service skills
  • Ability to assess and evaluate property
  • Knowledge of the insurance industry
  • Ability to manage multiple tasks

Insurance Appraiser Personal Traits

  • Excellent communication and interpersonal skills
  • Strong analytical and problem-solving capabilities
  • Attention to detail
  • Data entry and computer literacy
  • Organisational and time management skills

How to write an Insurance Appraiser Job Advert

Use our job advert template to write a job advert for posting on job sites and job boards. Our job advertising templates are carefully created to help you reach your audience and beat the competition to the best talent.

A job description informs the reader about a job, whereas a job advert’s main objective is to sell the job opportunity to attract as many suitable applicants possible. A job advert maybe the first touch-point a candidate has with your company so it is important to create a great impression.

Job Advertisements should enticing, so considering using short, exciting language which get the reader’s attention.

How to write an Insurance Appraiser Job Description

To write a job description, we recommend starting with a job description template from our job description library, which contains examples for 800+ positions and professions. Our job description examples include a job summary with duties and responsibilities and skills and requirements, which can be personalised for your job vacancy.

Job Description Advice - Guidance on How to Personalise an Insurance Appraiser Job Specification

The hiring process and recruiting new employees to fill your key roles requires a degree of personalisation if you are to attract the best employees in a competitive employment market. The right person for a crucial role or more senior roles will likely have other employers targeting them. As your job description will be the first point of contact, you need to nail your pitch and provide the best possible service.

Job Description Tips - Help on formatting an Insurance Appraiser Job Specification

When creating your bespoke description and advert, you should cover and promote these points:

Job title: This should accurately reflect the role and include keywords that top talent might be using to search for jobs.

Job duties: The day to day duties, such as administrative tasks, which vary depending on the company and inform the candidate if they can complete the role.

Technical skills: These are the hard skills required through training, such as proficiency with Microsoft Office.

Soft skills: These include the interpersonal skills and general abilities the right candidates will possess. For example, the competency to prioritise multiple tasks, handle customer queries and customer complaints, work alone, or build a good relationship with coworkers.

The company's culture: Highlighting your company culture and values ensures employees thrive and find outstanding job satisfaction. Candidates that are not the right fit won’t waste their time completing the application process, meaning you can focus on qualified individuals and hire in a more timely manner.

Career progression: Including the career path will entice candidates looking for career growth. 

Training and development programs: Smaller companies may need employees with previous experience or provide educational assistance over internal training offered by larger organisations with more significant resources. 

Employee benefits: Compensation and benefits often fail to appear in job ads and while you may want to hold your cards close to your chest, failing to include them is a mistake. Consider answering common questions, such as working hours and paid leave. Researching the average salary for the role in these early stages will ensure you don’t waste your interviewer’s and the candidate’s time.

Skill gaps: Your company may need to bring in new skills beyond those required to complete the key role and duties. Thinking on an organisational level can be beneficial when contemplating skills diversity.

Legal requirements: Ensure your job advert and description does not ask for inappropriate or discriminatory personal details, such as age, marital status, or religion.

How to Hire an Insurance Appraiser

Once you have selected your Job Description download it or convert it to a Job Advert. From here you can post/advertise your job across our network of job boards. If you wish to use the job description for a CV Template click through for advice and Convert to a CV

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